A member-owned capital circle

Own a piece.
Spend on trust.

Pay a one-time fee to join, buy stock in the circle whenever you like, and unlock a mobile-money-backed tab at partner venues — worth half of what you've put in.

One-time fee, lifetime access Buy stock anytime, any amount Real mobile money payments
How Tungi works

Three moves. One growing circle.

Every member follows the same simple path — transparent, mobile-money-backed, and yours to grow at your own pace.

1

Join once

Pay a single one-time fee to unlock permanent membership — no monthly renewals, ever.

2

Buy your stock

Buy as many stock units as you want, whenever you want, straight from your phone via mobile money.

3

Spend on your tab

Your stock unlocks a tab worth half its value at partner venues — settle it back whenever suits you.

Membership economics

Clear pricing, no surprises.

One-time TZS 100,000 Registration fee

Paid once via mobile money. Unlocks your account, your dashboard and your invite link — for good.

Your tab limit 50% of stock Spend at partner venues

Your available tab is always half the value of the stock you currently hold, minus anything outstanding.

Where you can spend it

Partner venues accepting the Tungi tab

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Ready to own a piece of the circle?

Registration takes two minutes. Your first stock purchase can happen the same day.